Divorce Services

If you’ve been unhappy for a long time, a thousand questions must occupy your mind:

• How can I be financially secure and for how long? 
• How do I retain my standard of living? 
• Can I adapt to the role of single parent, supporting myself and my family?
• Will the divorce affect my ability to work or my business?

Innovative Divorce Services strives to maintain family relationships. We do not advocate divorce, but we also understand the strife of an unsuccessful union and the need to plan for plan for your future.

Finances often pose the largest question. As Certified Divorce Financial Analysts™ and the utilization of sound Divorce Financial Planning techniques.

• We walk you through the required financial discoveries and financial affidavits required by divorce processes
• We create a picture of your monetary well-being 5, 10 or 20 years down the road.  
• We deliver the financial tools you need to make a well-informed, independent and rational decision.

Divorce is NOT FAIR!!

• Are you and your spouse unable to agree?  
• Are you facing an adversarial divorce where cooperation will be minimal?
• Are you dealing with high-conflict personalities?
• Do you need closure and the ability to move-on?

Let us act as your financial advocate. Attorneys may know the law, but they do not receive adequate financial training for the intricacies of divorce.

As Certified Divorce Financial Analysts™, our mission is to rebuild lives through the utilization of sound Divorce Financial Planning techniques. We team with your attorney to level the divorce playing field by providing services that include:

• Assistance in completing your financial affidavits (Case Information Statements) with accuracy
• Court-ready reports and/or testimony to support your position
• Pension valuations and QDRO processing assistance (division of retirement assets)
• Executive Compensation analysis
• Realistic projections of what your finances will be in 20-years
• Creative settlement solutions that facilitate your closure

Our greatest pleasure comes when a client exclaims, “Oh, we didn’t know we could do that!”

Divorce is a private family matter that is... For us, MEDIATION is the best way to go:

• We want to avoid the high monetary and emotional costs of a difficult divorce.
• We want to control our own settlement decisions
• We seek closure, but do not know how to achieve it.

The decision to divorce is very difficult, particularly when there are children involved. The phenomenon of “Grey Divorce” poses a similar dilemma. “Grey Divorce” refers to couples who have been married for several years. Their children are grown, but the couple cannot foresee themselves living with the same spouse for another 20 years.

A marriage may end, but the family does not. Our mission is to preserve relationships. We believe that family matters are best determined in private by the family and not by a court system specifically designed to handle criminal issues.

We assist couples with full mediation. As Certified Divorce Financial Analysts™ and experienced Divorce Financial Planners, our services include:

• Child Support Guideline Calculations
• Guidance with additional child-related issues 
• A comprehensive financial analysis that includes items you may have forgotten
• Post-tax projections to prevent later mistakes
• Pension Valuation and QDRO Assistance (the division of retirement assets)
• Creative settlement solutions

Our greatest sense of fulfillment comes when a client exclaims, “Oh, we didn’t know we could do that!”

What do I do next?

The end of a marriage brings a multitude of conflicting emotions. They move between depression to exaltation. You’ve planned for months, but now face complete confusion.  

We team with our clients to relieve their post-divorce exhaustion by creating positive action steps towards rebuilding their future with Post-Divorce Financial Planning.

The process is easy:

1. Our first step is to establish a relationship. We want to know more about you, the goals of what you want to achieve and your plans for the future.
2. You provide information about your current financial situation
3. We analyze the information to develop a financial understanding of your needs
4. We work together to develop and institute a step by step plan of action
5. We track the progression of your marital settlement agreement and help you to create a solid foundation that you may build upon for the future

Download our "25 Post Divorce Action Steps"!

Collaborative divorce removes disputes from the traditional methods of “fight and win” over to techniques that are designed to “trouble shoot and problem solve.” Couples to end their marriage by working with their attorneys and other family specialists, including CDFA professionals and therapists. Its purpose is to avoid the uncertain outcomes of court litigation.  

In Collaborative Law:

• The parties sign a collaborative participation agreement describing the nature and scope of the matter.
• The parties voluntarily disclose all information which is relevant and material to the matter that must be decided.
• The parties agree to use good faith efforts in their negotiations to reach a mutually acceptable settlement.
• Each party must be represented by an attorney. If the couple chooses a contested court proceeding, the services of the collaborative professionals terminate. 

For many clients, divorce is the largest financial transaction of their lives. Attorneys have the responsibility of providing the best services possible.

As CDFA® professionals and divorce financial planners, we support your efforts by making case preparation and settlement easier. 

• We do the detailed financial work for you.
• We help your clients realize the true cost of divorce and gain an accurate picture of their financial future
• We reduce your liability by having in-depth financial research support your case
• We provide reliable expert witness testimony if your case goes to court

Our services include:

• Help clients provide reliable and timely Case Information Statements
• Lifestyle Analysis and Forensics
• Separate Property Tracing
• Pension and Executive Benefit Valuations
• What-if scenarios based on different settlement options
• Projections of your client’s financial future 20 years after settlement

Our reports assist you with understanding:

• Marital Property Division on an After-Tax Basis
• Projected Net Income after Taxes
• Net Worth and cash flow statements
• Liquidations to cover negative cash flow

As CDFA professionals, we have specialized skills and experience that enables us to analyze the long-term financial impact of divorce. We must meet specific education, experience and ethical requirements that are monitored by the Institute for Divorce Financial Analysts (IDFA™). We must complete continuing education requirements on a bi-annual basis.

Please contact Diana for more information at 973-715-2290.